A Millennial’s Guide to Homeownership

Open the PDF version here: MillennialeGuide

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Kristen needs your help! It’s been a long time since she has done an image re-branding.  Cast your vote for your favorite photo! It could be awhile, since it is updated again.

An updated image, but same great real estate service.  Looking forward to serving your home buying and selling needs in the Bay Area.

Contact me at (831) 801-8206 or (650) 503-4110

New Years Resolutions for your Home – Part ONE

For many people, the start of the new year is an opportunity to set new goals; a chance to achieve the things that may have overwhelmed them previously. Whether your goals are for your pocketbook, your waistline or your family- they’re all achievable! Make a list, set a plan and hop to it! Below are some of the top resolutions, no matter how cliche, and how they pertain to your home. This year could be the year you not only improve your mind, body and soul… but your HOME! Enjoy these top 5 resolutions, and check back in a few days for the remaining five.

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Lose Weight

Fitting into your favorite jeans, or buying a size down is exciting, but in your home, fitting all of your belongings in the space you have is key to pleasant day-to-day living. It doesn’t have to be a long drawn out, over the top project. Break your space out into zones. Perhaps its easiest for you to go room to room. Maybe you prefer to pull anything that doesn’t have a home into a common space and organize it from there. The most effective practice for me is setting locations for everyday items. Office supplies, utility items, craft, miscellaneous can all migrate into designated areas. Streamline your life! Imagine what you could do with an empty shelf in the garage, or how much easier it would be to cook after clearing old items you no longer need or use in the kitchen. You know what you can handle. Set a timeframe, and goals– you can do this!

 

Quit Smoking

Everyone knows it’s a nasty habit, its rough on your body and is proven to shorten your lifespan. In your home, smoking can be interpreted in many ways. Make new, healthy habits in 2017 by designating January as the month you ensure the cleanest air possible inside your home. Check and replace air filters, vacuum out registers, wipe down hard to reach surfaces, and clear your dryer vents. You’ll be shocked by how much dust might be lying around your house. Especially living in Central California with seasonal weather. Another way to protect those in your home would be replacing batteries in your carbon monoxide detectors, using air purification machines and dehumidifiers can also reduce allergens like dust, mildew and mold in your home.

 

Save Money/Get Out of Debt

Your home can be a money pit or you can leverage it to be a worthwhile investment. Understanding your finances is the first step. Know what your limits are and don’t over extend yourself. Some simple steps could free up cash to be put toward your mortgage, or toward various projects to increase your equity. Reevaluate your utilities- has your gas bill jumped? Is your water use out of control? Are you throwing money at landscaping that dies every season? Are you paying for more channels than you could watch in a year? Take stock of your daily habits and examine how you could make changes to put some extra cash in your wallet.

 

Learn a New Language

Learning something new, as challenging as an entire language, can seem daunting. The home-buying process can hurl new words, acronyms and topics that can easily sound like greek at times. An easy way to reduce stress before you start your search, is by reading up on the basics. Get to know financial terms, discover essential steps, and clarify any questions you might have prior to beginning the process. Learning these things before you proceed is a great way to ensure you make educated decisions. Find a book, a blog, a magazine or website that you can relate to, and always, always  make sure it is a reliable source. Some of my top picks are: Forbes  Money  and for real estate RealtorKJ , of course.

 

Get Organized

Don’t worry, we already covered purging your closets and tackling those junk drawers. This topic is dedicated to the organization of everything that goes into your home. Collect all of your utilities, chart them on a calendar (electronically allows you to set reminders), and streamline everything from home maintenance to monthly expenses. Additionally, you will benefit come tax-season! Get rid of those stacks of papers and make your life easier.

 

Implementing these resolutions could allow you to be prepared if you take the leap of listing your home with me Kristen Jurevich, if it sells faster than you anticipate, or if you decide to purchase. Having your life organized, being educated and prepared will make the moving process far easier to handle. I am always available as a resource and am happy to answer any questions, refer you to resources, or help to navigate your next step toward homeownership. I look forward to finding your first home, an additional income property, or your forever home. Give me a call (831) 801-8206 or shoot me an email at KJurevich@gmail.com and let’s resolve to make a move in 2017!

 

Check back in a few days for part two of two!

Pop, clink, drink…309 Riesling Way is ready for your celebrations

Do you love wine just as much as every other Realtor? Why not live on Riesling Way, so everyday is a celebration of life?

The move-in ready home has three bedrooms plus an office with new paint and carpet. The open kitchen has granite counter-tops, pantry cabinets, a new dishwasher, under cabinet lighting, secretary desk, breakfast bar, and eat-in kitchen area. Separate family and living/dining areas. The living room and dining area has built-in cabinets, archways, and half-walls for open entertainment. Cozy up this winter by your fireplace. The master bedroom has a huge walk in closet and private backyard access. The two bathrooms has new flooring, toilets, a tub and shower combo. The home has an indoor laundry room and extra storage in the attached two car garage. The hallway has built-in storage for all your treasures. Enjoy your low maintenance private back yard. Alarm system. Close to Target, Walmart, BJ Brewhouse, and more.

Since the topic of wine made you come to my blog, here are a few local Rieslings that would be great for your first New Home party:

Matt Laconis Riesling Monterey County 2015 a Racy Riesling with a touch of sweetness

ONEHOPE MONTEREY RIESLING Our 2015 Monterey Riesling leads with aromas of honeysuckle flower and peach blossom on the nose.

SeaGlass Riesling the high acidity is lusciously balanced by its fragrant floral aromas and sweet fruit flavors.

You have an important decision to make!

Thinking about Moving?

Thinking about Moving?

Want to know the monthly real estate changes in Hollister and surrounding areas? Know the real estate market before you decide to buy or sell a home. Kristen Jurevich with Intero Real Estate Services has the details to help you make an informed decision. Here is a hassle free example of the information you would get right to your email.  You have nothing to lose, so sign up today!

September Market Snap Shots

Kristen has helped 6 Veterans move so far in 2016,would you like to be next?

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With all the great advantages of using a VA loan, Kristen has been there for all of her veteran clients in helping them move into their new homes. Sometimes there is a stigma with VA loans because it is difficult to understand them, Kristen helps all parties understand the process and meets expectations.

Different counties have different VA loan limits, however a veteran can still purchase a home higher than the loan limits. For example, San Benito County VA loan limit is $625,500, if you find a home higher than that price, then the veteran is responsible for paying 25% of the purchase price and the  VA loan limit.

The condition of the home is also important, section 1 clearance needs to be delivered to the lender prior to finalizing the loan. Kristen has tricks to make the repairs as simple as possible for all parties.

Contact Kristen in regards to any of your VA loan questions and your Real Estate needs.

http://www.fhfa.gov/DataTools/Downloads/Documents/Conforming-Loan-Limits/FullCountyLoanLimitList2016_HERA-BASED_FINAL.pdf

Monterey County Market Summary – July

Just like this home, all of Monterey County’s homes are going fast. Take a quick look at this months market summary below.

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Monterey County July MarketSummary-7