A Millennial’s Guide to Homeownership

Open the PDF version here: MillennialeGuide

Advertisements

New Years Resolutions for your Home – Part ONE

For many people, the start of the new year is an opportunity to set new goals; a chance to achieve the things that may have overwhelmed them previously. Whether your goals are for your pocketbook, your waistline or your family- they’re all achievable! Make a list, set a plan and hop to it! Below are some of the top resolutions, no matter how cliche, and how they pertain to your home. This year could be the year you not only improve your mind, body and soul… but your HOME! Enjoy these top 5 resolutions, and check back in a few days for the remaining five.

pexels-photo-209968

Lose Weight

Fitting into your favorite jeans, or buying a size down is exciting, but in your home, fitting all of your belongings in the space you have is key to pleasant day-to-day living. It doesn’t have to be a long drawn out, over the top project. Break your space out into zones. Perhaps its easiest for you to go room to room. Maybe you prefer to pull anything that doesn’t have a home into a common space and organize it from there. The most effective practice for me is setting locations for everyday items. Office supplies, utility items, craft, miscellaneous can all migrate into designated areas. Streamline your life! Imagine what you could do with an empty shelf in the garage, or how much easier it would be to cook after clearing old items you no longer need or use in the kitchen. You know what you can handle. Set a timeframe, and goals– you can do this!

 

Quit Smoking

Everyone knows it’s a nasty habit, its rough on your body and is proven to shorten your lifespan. In your home, smoking can be interpreted in many ways. Make new, healthy habits in 2017 by designating January as the month you ensure the cleanest air possible inside your home. Check and replace air filters, vacuum out registers, wipe down hard to reach surfaces, and clear your dryer vents. You’ll be shocked by how much dust might be lying around your house. Especially living in Central California with seasonal weather. Another way to protect those in your home would be replacing batteries in your carbon monoxide detectors, using air purification machines and dehumidifiers can also reduce allergens like dust, mildew and mold in your home.

 

Save Money/Get Out of Debt

Your home can be a money pit or you can leverage it to be a worthwhile investment. Understanding your finances is the first step. Know what your limits are and don’t over extend yourself. Some simple steps could free up cash to be put toward your mortgage, or toward various projects to increase your equity. Reevaluate your utilities- has your gas bill jumped? Is your water use out of control? Are you throwing money at landscaping that dies every season? Are you paying for more channels than you could watch in a year? Take stock of your daily habits and examine how you could make changes to put some extra cash in your wallet.

 

Learn a New Language

Learning something new, as challenging as an entire language, can seem daunting. The home-buying process can hurl new words, acronyms and topics that can easily sound like greek at times. An easy way to reduce stress before you start your search, is by reading up on the basics. Get to know financial terms, discover essential steps, and clarify any questions you might have prior to beginning the process. Learning these things before you proceed is a great way to ensure you make educated decisions. Find a book, a blog, a magazine or website that you can relate to, and always, always  make sure it is a reliable source. Some of my top picks are: Forbes  Money  and for real estate RealtorKJ , of course.

 

Get Organized

Don’t worry, we already covered purging your closets and tackling those junk drawers. This topic is dedicated to the organization of everything that goes into your home. Collect all of your utilities, chart them on a calendar (electronically allows you to set reminders), and streamline everything from home maintenance to monthly expenses. Additionally, you will benefit come tax-season! Get rid of those stacks of papers and make your life easier.

 

Implementing these resolutions could allow you to be prepared if you take the leap of listing your home with me Kristen Jurevich, if it sells faster than you anticipate, or if you decide to purchase. Having your life organized, being educated and prepared will make the moving process far easier to handle. I am always available as a resource and am happy to answer any questions, refer you to resources, or help to navigate your next step toward homeownership. I look forward to finding your first home, an additional income property, or your forever home. Give me a call (831) 801-8206 or shoot me an email at KJurevich@gmail.com and let’s resolve to make a move in 2017!

 

Check back in a few days for part two of two!

Turn Key Ready

Are you in the market for a new home? Well, your search is over. Kristen Jurevich has a home that comes with everything you need for you and your family, see for yourself!Bridlewood_6770.jpgBridlewood_6666.jpg

View Virtual Tour Here

Or contact Kristen Jurevich with Intero Real Estate Services at (831) 635-6719

Don’t wait for new construction when you can own one NOW! *Less than one year old* The Shamrock Legacy floorplan in the new Benchmark Community.

Five bedrooms plus a den with a closet, 1st floor bedroom with a private full bathroom, separate dining and living locations with eat in kitchen area, granite slab kitchen countertops and island with room for seating, upgraded Maplewood painted linen cabinets, Energy Star stainless steel appliances, owner suite has dual vanities with Piedrafina: countertops, tub, and shower, AC, kitchen pantry, 9’ ceilings throughout the 1st floor, 5 1/4″ baseboards throughout, USB charging port, energy efficient recessed lighting, Energy efficient LOW-E windows, fire sprinkler system, water softener, upstairs laundry room with cabinetry, in-ground pool with safety alarm and solar heating surrounded by stamped concrete, stucco covered patio with recessed lighting, 3 car garage, landscaped yard with automatic sprinklers

Distinguished Exteriors

• Drip irrigation system with water conserving electronic timer
• Covered front porch
• Covered back patios, with recessed lighting
• In-ground pool with safety alarm and solar heating
• New concrete

Inviting Interiors

• Spacious interiors with family rooms, and dining rooms
• 9′ ceilings throughout the first floor
• 5 1/4″ baseboards throughout
• Energy efficient recessed lighting
• Upstairs, Interior laundry rooms with cabinetry

Gourmet Kitchen

• Granite slab counters with full-height backsplash at the cooktop
• Cabinet upgrade: Maplewood painted linen
• Stainless Steel appliance package:
– Energy Star rated dishwasher
– 30″ gas range and self cleaning oven
– Built in microwave hood combo
• Spacious islands with room for seating
• USB charging port for everyday electronics

Owners Suite

• Dual vanities
• Bathroom: Piedrafina countertops, tub, and shower

Green-Built Energy Features

• Energy efficient LOW-E windows
• Fire sprinkler system
• Smoke detectors
• Water softener

Kristen has helped 6 Veterans move so far in 2016,would you like to be next?

VA pic

With all the great advantages of using a VA loan, Kristen has been there for all of her veteran clients in helping them move into their new homes. Sometimes there is a stigma with VA loans because it is difficult to understand them, Kristen helps all parties understand the process and meets expectations.

Different counties have different VA loan limits, however a veteran can still purchase a home higher than the loan limits. For example, San Benito County VA loan limit is $625,500, if you find a home higher than that price, then the veteran is responsible for paying 25% of the purchase price and the  VA loan limit.

The condition of the home is also important, section 1 clearance needs to be delivered to the lender prior to finalizing the loan. Kristen has tricks to make the repairs as simple as possible for all parties.

Contact Kristen in regards to any of your VA loan questions and your Real Estate needs.

http://www.fhfa.gov/DataTools/Downloads/Documents/Conforming-Loan-Limits/FullCountyLoanLimitList2016_HERA-BASED_FINAL.pdf

Monterey County Market Summary – July

Just like this home, all of Monterey County’s homes are going fast. Take a quick look at this months market summary below.

228 montclair-2

Monterey County July MarketSummary-7

Hollister Independence Day Rally

While you’re enjoying some family fun in downtown Hollister this weekend, make sure you come see 621 B Street at 12 o’clock on saturday for an open house, the property just had a price improvement so get it while its hot!

View the virtual tour here:

http://www.tourfactory.com/1575947

Want To Buy A New Home In Hollister?

Be sure to contact Kristen Jurevich at (831) 635-6719 if you have any questions regarding new construction in Hollister. There are a lot of new homes being built in the city of Hollister that will be available this fall.

If you have a home to sell, Kristen Jurevich can also help you relocate. It only takes a phone call to make this new home yours today.